Disclaimer
What KiraKira's calculators are and are not — estimates only, not financial, tax, legal, medical, or religious advice, and not a substitute for a licensed professional or official source.
These are estimates, not results
Every number a calculator on this site produces is an estimate built from the inputs you give it and the formulas, rates, and assumptions stated on that calculator's page. Change an input, or an underlying rate changes, and the number changes with it. Nothing here is a bill, a statement, an assessment, or any other official figure — and none of it comes from EPF, LHDN, a bank, or any other institution checking your actual account or record.
Not financial, tax, legal, medical, or religious advice
This site is a set of general-purpose calculators, not a licensed advisor of any kind. It does not know your full financial position, your risk tolerance, your family situation, your health history, or the specific facts of your case — all things a qualified professional would ask about before giving you advice. Calculators covering zakat, faraid, or fidyah are built for estimation and general understanding; for an actual ruling or distribution, consult a qualified religious authority. Calculators covering tax, EPF, or statutory deductions follow published rates as of the date shown, but only LHDN or the relevant agency can confirm your actual liability. Nothing on this site should be read as a recommendation to buy, sell, borrow, invest, or make any other financial, legal, medical, or religious decision.
The decision, and its consequences, are yours
You are responsible for how you use these numbers — whether that's applying for a loan, planning a budget, deciding on a purchase, or anything else. Before you act on a figure that materially affects your finances, health, or legal standing, verify it against an official source or a licensed professional in that field. This site and its operator are not liable for any loss, damage, or outcome arising from your reliance on a calculator result.
Rates and figures can go out of date
Statutory rates, contribution ceilings, and other official figures are updated when we become aware of a change, and each calculator states the date its assumptions were last checked where relevant. Between that update and your visit, the real rate may have moved. When accuracy matters — filing a return, signing a loan, making a zakat payment — check the current figure with the issuing authority rather than relying on what a calculator last recorded.