See what your holdings owe past nisab

Zakat on gold & silver

Calculate zakat on gold or silver held as savings or investment, from its weight and current market price per gram.

Formula

zakat = 2.5% × (weight × price per gram), if weight ≥ nisab (85g for gold, 595g for silver)

Assumptions

• Zakat on gold typically applies to gold held as savings or investment, or gold exceeding customary personal-use limits — everyday worn jewelry within a reasonable amount is exempt under many (but not all) state rulings, so check your state's specific position on jewelry.
• Requires haul — the gold or silver must have been held for one full lunar year.
• Uses the classical nisab of 85g for gold and 595g for silver; a small number of state authorities use slightly different figures.

Frequently asked questions

Does the gold jewelry I wear count?
It depends on your state's ruling — some exempt jewelry worn within customary, reasonable amounts, while others (following certain schools of thought) require zakat on all gold regardless of use. Check your state zakat authority for their specific position.

Why is silver treated differently from gold?
Gold and silver have separate nisab thresholds set independently by weight (85g and 595g respectively), based on classical Islamic rulings — they aren't simply converted using the gold-to-silver price ratio.

What if I own both gold and silver?
Calculate each separately against its own nisab and add the results together — this calculator handles one metal at a time.

Sources

• PPZ-MAIWP — Zakat pendapatan (income zakat) calculation