See how much tax you owe this year

Income tax (Malaysia)

Estimate your annual Malaysian income tax (LHDN) from your gross income and total tax reliefs claimed.

Formula

chargeable income = gross income − reliefs · tax = LHDN resident marginal brackets applied to chargeable income, less any rebate

Assumptions

• Uses resident individual tax brackets — non-residents are taxed at a flat rate and are not modeled here.
• Applies the RM400 rebate for chargeable income up to RM35,000, but no other rebates or tax credits.
• Reliefs are a single combined number you provide — this does not itemize or validate individual relief categories or their caps.
• This is an estimate for planning purposes only, not a substitute for LHDN e-Filing or professional tax advice.

Frequently asked questions

What's the difference between this and the take-home pay calculator?
Take-home pay estimates your monthly salary after EPF, SOCSO, EIS, and tax using fixed default reliefs. This calculator focuses purely on income tax and lets you enter your own total reliefs for a more tailored annual estimate.

What counts as a "relief"?
LHDN reliefs include the automatic RM9,000 individual relief, EPF and life insurance (up to RM4,000), medical expenses, education fees, lifestyle purchases, and more — check the current LHDN relief schedule for the full list and caps.

Why is my effective tax rate lower than my top tax bracket?
Malaysia's tax brackets are marginal — each bracket's rate only applies to the slice of income within it, not your entire income. Your effective rate (total tax ÷ gross income) is always lower than the rate of your highest bracket.

Sources

• LHDN — Schedule of Tax Rates for Resident Individuals